Behavior Pattern: Neglecting Savings

When I landed my first real job, the excitement of earning more than I ever had was overwhelming. I splurged on everything that caught my eye: fancy dinners, the latest gadgets, and impromptu weekend ...

I always thought I was good with money. I had a decent job, paid my bills on time, and even managed to squeeze in a vacation once a year. But there was one crucial thing I missed: saving for emergenci...