Behavior Pattern: Lack of Planning

The allure of easy credit was too tempting for me to resist. It started with a student loan for a degree I was convinced would skyrocket my career. Then came the credit cards, a car loan, and finally,...

For years, I saw insurance as an unnecessary expense. I was young, healthy, and careful. What were the odds of something going wrong? This mindset saved me money, or so I thought, until the day it did...